A free, no-obligation conversation with Wayne Durksen. Plain-English explanations, honest trade-offs, and time for your questions.
Most people who book a call want to:
Premiums, the death benefit, and how cash value builds over time inside a participating whole life policy.
What it means to borrow against a policy's cash value, the interest involved, and how an unpaid loan reduces the death benefit.
How it compares in purpose to other tools families use, and the situations where it isn't a good fit.
Wayne works with families across Western Canada who want to understand their options before making a decision. His approach is simple: nobody should put money into something they don't fully understand. The call is there to explain, answer questions and let you decide in your own time.
[CONFIRM WITH WAYNE BEFORE LIVE: licence line, e.g. "Licensed life insurance agent in Saskatchewan (and any other provinces), contracted through <agency/MGA>".]
By booking, you agree we can contact you about your call. See our Privacy Policy.
No. The call is free and there's no obligation to buy anything.
No. The call is educational. Any recommendation about a specific product would only come after a proper review of your situation, and the decision is always yours.
No. Participating whole life insurance is an insurance product. It has a guaranteed death benefit and a cash value, but it isn't an investment and no rate of return is promised.
No. It's a long-term commitment and suits some situations better than others. Part of the call is working out whether it makes sense for you at all.
Nothing, unless you want to take a next step. You won't be asked to decide on the call.